At Patrick Wayne Wealth Management Limited, we offer a range of investment and pension products from a carefully selected group of product providers. This includes retail financial products such as Individual Savings Accounts (ISAs) and Personal Pension Plans.

Our process involves advising and making a recommendation for you after we have assessed your needs. It is important to note that the value of investments can fluctuate and there is a risk that you may not get back the full amount invested. Past performance is not a guarantee of future performance, and any other risks associated with the products we may recommend to you will be explained in the documentation provided as part of the Patrick Wayne Wealth Management Limited advice process.

Non-investment Insurance

We are an insurance intermediary representing you, not an insurer. We offer a limited range of insurance products, including life assurance, critical illness, income protection insurance, private medical, and household insurance.

After assessing your insurance needs, we will advise and provide a personal recommendation. You have the option to pay for this service as a fee or alternatively, a commission from the recommended insurer, which is a percentage of your total annual premium, can be paid to us.

It is your responsibility to disclose any relevant and requested details regarding your personal circumstances to the recommended insurance provider both before and throughout the duration of the contract. Failure to do so could mean that the insurance is invalidated or any claims may be refused.

Mortgages

At Patrick Wayne Wealth Management Limited, we offer products from the entire market for your mortgage needs. Our process involves advising and making a recommendation for you after we have assessed your needs.

For more information about our services for investments and insurance, please refer to our Personal Client Agreement. For more information about our services for mortgages, please refer to our Mortgage and Protection Agreement.