Financial advice in Kent
Make confident financial decisions, with a plan built around your life.
Clear, personal advice on pensions, investments, mortgages and protection — helping you understand your options and make informed decisions about your financial future.
- Personal advice
- Clear explanations
- Ongoing planning available
How we can help
What would you like help with?
Your finances rarely sit neatly in one box. Start with the area most relevant to you today, and we'll help you understand how it fits into the bigger picture.
Financial planning
Bring your pensions, investments, protection and wider finances together into one clear plan.
Explore → 02Pensions & retirement
Understand what you have, whether you're on track and how your pensions can support the retirement you want.
Explore → 03Investments & ISAs
Build an investment strategy around your objectives, attitude to risk and the time you have available.
Explore → 04Mortgage advice
Guidance whether you're buying, moving, remortgaging or investing in property.
Explore → 05Protection
Put appropriate protection in place for your family, income, mortgage or business.
Explore → 06Inheritance planning
Understand your options for passing wealth to the people who matter to you.
Explore →More than choosing products
Good financial advice should make life clearer.
Financial planning is about understanding where you are today, knowing what you're working towards and making decisions that support the life you want in the future.
Know what you have
Understand where your money is, how your arrangements work and whether they still suit your circumstances.
See where you're heading
Build a clearer picture of whether today's decisions are likely to support your future goals.
Make informed choices
Understand your options, costs and relevant risks before deciding what to do next.
Meet Patrick
Financial advice should feel personal.
I'm Patrick Salmon, Director of Patrick Wayne Wealth Management. I've worked in financial services since 2007, beginning in mortgage advice before moving into wider financial planning across pensions, investments and protection.
My approach is straightforward: understand what matters to you, explain your options clearly and help you make decisions with a better understanding of how the different parts of your finances fit together.
Where ongoing advice is appropriate, that relationship continues beyond the initial recommendation, including regular reviews and financial planning for the future.
The client experience
Advice that feels easier to understand and easier to act on.
Financial decisions explained in straightforward language, without unnecessary jargon.
Looking beyond an individual product to understand the wider financial picture.
Help with the practical steps involved in progressing agreed recommendations.
Reviews and planning can continue as your circumstances and objectives change.
How it works
What happens when you speak to us?
Start with a conversation
Tell us what's happening, what you're considering and what you'd like your finances to help you achieve.
Understand the bigger picture
We'll look at your circumstances, existing arrangements, priorities and objectives.
Explore your options
Where advice is required, we'll research the available options and explain our recommendation, including relevant costs and risks.
Keep your plan on track
Where ongoing advice is appropriate and agreed, we'll review your plans as your circumstances and objectives change.
Start a conversation
You don't need to have everything figured out before speaking to us.
Whether you're considering your pension, investments, mortgage, protection or wider financial future, tell us what you're trying to achieve and we'll help you understand what the next step could be.
Investments: The value of investments can fall as well as rise and you may not get back the amount originally invested.
Mortgages: Your home may be repossessed if you do not keep up repayments on your mortgage.