Options for paying by fee or the advisor charge

At the completion of each step of the repayment will be coming to you can pay a fee directly to 2plan wealth management either by BACS/ electronic banking cheque or direct debit. We will supply you with details of 2plan wealth management bank account upon request if payment is made by cheque a receipt will always be put used and less VAT chargeable in which case an invoice will be issued instead. We only accept a check made payable to 2plan wealth management If payment via a direct debit you will receive a notification of any payments due in line with the direct debit guarantee.

Alternatively in some circumstances the charge can be paid via the product providers this way you can still pay a fee but instead of paying 2plan, wealth management direct, the fee you pay is deducted from your investments.

(see example in the picture above which assumes a 3% advice and 1% implementation (4% total) fee based on the gross amount of £100,000) remember that by asking us to take our charges from your plan, not only are you effectively reducing the value of your investment today, but also reducing any future growth. For your additional security we do not handle your money in respect of premiums payable to product providers or insurance companies in this case would never accept a check made payable to 2plan wealth management.

You should never make cheques payable directly to an adviser, or pay any fees in cash.

At Patrick Wayne Wealth, we understand that buying a home is a big decision and we are here to help you make the right one. We will work with you to find the best mortgage options that fit your budget and needs.

Our charges for mortgage advice vary depending on the type and scope of services requested by the client. We typically charge a flat fee for our mortgage advice, which covers the cost of providing a detailed breakdown of the mortgage options that are available to you, as well as the cost of completing a full application on your behalf.

We are committed to providing transparent and competitive pricing for our services, and our mortgage advisors will provide you with a detailed breakdown of our charges and fees before any service agreement is made. If you have any questions about our charges or fees, please don't hesitate to reach out to us, we would be happy to discuss it with you further.

our fees are typically £500 for new purchases and £99 for remortgages

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Paying by commission (non-investment insurance only)

if you buy a non-investment insurance product, We will normally receive Commission from the product provider also.

you pay nothing to us up front, this does not mean our services free.

You still pay us indirectly through product charges.

Product charges. pay for the product providers own costs and any commission. We will tell you how much the actual amount of commission will be before you complete any application forms, but you may ask for this information earlier. You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.